First National Bank of Hico offers business checking accounts to our commercial customers. Whether it is a small business starting up or an established company we are sure to have exactly what you need.

The employees at the First National Bank of Hico pride themselves in offering great customer service. Our small, hometown bank offers a variety of services from personal and commercial checking accounts to certificate of deposits, IRA’s and the convenience of debit cards and online banking. Below is a brief listing of our accounts available:

ACCOUNTS

Basic Business Checking Account

-$100 minimum opening deposit

-Unlimited Check Writing

-Free Debit Card

-No monthly service charge if you maintain a $600 daily balance

-Free Web Listing on FNB Hico's Website (optional)

Along with these products, the First National Bank of  Hico offers several other

 financial services for you such as:

-Debit Cards

-Cashiers Checks

-Money Orders

-Online Banking

-Online Bill Pay

-Wire Transfers

-Safety Deposit Box

-Notary Services

-Faxes and Copies

Whatever your financial need may be, the First National Bank of Hico will strive to accommodate your every need.

NOTICE:  Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling.  The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to impliment this Act.

As defined in Reuglation GG, unlawful internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State Law in the State or Tribal Lands in which the bet or wager is initiated, received or otherwise made".

As a customer of First National Bank of Hico, these restricted transactions are prohibited from being processed through your account or banking relationship with us.  If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

Please see one of our New Account Representatives if you would like additional information on UIGEA or Regulation GG.