Phone:       254-796-4221
Toll Free:   866-796-4221

Lost / Stolen Debit Cards

Call:  1 (800) 523-4175 

Interest Accounts

The employees at the First National Bank of Hico pride themselves in offering great customer service. Our small, hometown bank offers a variety of services from personal and commercial checking accounts to certificate of deposits, IRA’s and the convenience of debit cards and online banking. Below is a brief listing of our accounts available:

INTEREST BEARING ACCOUNTS
In today’s ever changing economy, it is nice to let your money work for you. We offer a wide range of interest bearing accounts that are sure to suit your financial needs.

Certificate of Deposits ($1000+)
- CD ( 7 - 31 Days )
- CD ( 32 - 91 Days )
- CD ( 92 - 182 Days )
- CD ( 12 Month )
- CD ( 18 Month )
- CD ( 30 Month )
- CD ( 60 Month ) 

Individual Retirement Accounts (IRA)
- IRA ( 6 Month )
- IRA ( 12 Month )
- IRA ( 18 Month )
- IRA ( 30 Month )

NOW Checking Account
-$1000 minimum opening deposit
-Unlimited Check Writing
-No monthly fee if you maintain a $1000 or more daily balance
-Free Debit Card
-Interest is credited monthly to your account

Mainstreet NOW Checking Account
-$1000 minimum opening deposit
-Has all the same benefits as the Mainstreet Checking shown above but it pays you interest on your account balance
-$8 fixed monthly fee and $3.50 fixed monthly fee for senior citizens

Investment Account
-$20,000 minimum opening deposit
-No monthly service charge if lowest daily balance is $20,000 or more
-Interest is compounded and credited monthly to your account

Money Market Account
-$1,000 minimum opening deposit
-Transactions are limited to 6 per month
-Interest is compounded and credited monthly to your account

Statement Savings Account
-$100 minimum opening deposit (students age 22 & under are exempt from this requirement)
-No monthly fee if maintain a $100 or more balance
-2 free withdrawals per month
-Interest is compounded and credited to your account monthly
-Statements Mailed Quarterly

Along with these products, the First National Bank of Hico offers several other financial services for you such as:
-Debit Cards (only available on interest accounts Now & Now Mainstreet)
-Cashiers Checks
-Money Orders
-Gift Cards
-Travelers Cards
-Online Banking
-Telebanking
-Wire Transfers
-Safety Deposit Box
-Notary Services
-Faxes and Copies

Whatever your financial need may be, the First National Bank of Hico will strive to accommodate your every need.

 

First National Bank of Hico is participating in the FDIC's Transaction Account Guarantee Program. 
Under that programm, through December 31, 2009, all noninterest-bearing accounts are fully guaranteed
by the FDIC for the entire amount in the account.  Coverage under the Tranaction Account Guarantee  Program is in addition to and seperate from the coverage available under the FDIC's general deposit insurance rules.

For purposes of the Transaction Account Guarantee Program, the FDIC is including in the definition of a noninterest-bearing transaction account:
*  Accounts commonly known as interest on Lawyers Trust Accounts (IOLTAs) and functionally equivalent accounts; and
*  Negotiable order of withdrawal accounts (NOW Accounts) with interest rates no higher than 0.50 percent for which the insured depository institution at which the account is held has committed to maintain the interest rate at or below 0.50 percent.  
The First National Bank of Hico has committed to maintain the interest rate at or below 0.50 percent through December 31, 2009.

 

 

Interest Account Calculator
 

Login to Secure Banking

Site Design | SEO by Three Stream