Privacy Statement

Welcome to the First National Bank of Hico (FNBH) Web site. If you have any questions about your rights as a user of this service, you can reach the site administrator by e-mail.

The First National Bank of Hico Web site does not collect personal identifying information about site users except when specifically and knowingly provided by such users. Once you have provided personal identifying information, it will only be used for purposes of managing the Web site, or for such other purposes as described at the point of data collection. Such information will not be transferred to other parties unless otherwise stated at the point of data collection.

The First National Bank of Hico is committed to protecting user privacy, and the FNBH Web site is maintained consistent with the Banking Industry Privacy Principles for U.S. Financial Institutions.

Our Privacy Promise to our Customers

While information is the cornerstone of our ability to provide superior service, our most important asset is our customers' trust. Keeping customer information secure, and using it only as our customers would want us to, is a top priority for all of us. Here, then is our promise to our individual customers, which we have implemented and will continue to do so though the new millennium.

Principle # 1:We will safeguard, according to strict standards of security and confidentiality, any information our customers share with us.

Principle # 2:We will limit the collection and use of customer information to the minimum we require to deliver superior service to our customers, which includes advising our customers about our products, services and other opportunities, and to administer our business.

Principle # 3:We will permit only authorized employees, who are trained in the proper handling of customer information, to have access to that information. Employees who violate our Privacy Promise will be subject to our normal disciplinary process.

Principle # 4:We will not reveal customer information to any external organization unless we have previously informed the customer in disclosures or agreements, have been authorized by the customer, or are required by law.

Principle # 5:For purposes of credit reporting, verification and risk management, we will exchange information about our customers with reputable reference sources and clearinghouse services.

Principle # 6:We will attempt to keep customer files complete, up-to-date and accurate. We will tell our customers how and where to conveniently access their account information (except when we're prohibited by law), and how to notify us about errors which we will promptly correct.

First National Bank of Hico will continuously assess ourselves to ensure that customers privacy is respected. We will conduct our business in a manner that fulfills our promise in the areas in which we do business.