Phone:       254-796-4221
Toll Free:   866-796-4221

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Mortgage Lending

On today’s vast real estate market you want the piece of mind to finance your mortgage at a safe, secure institution. That is exactly what you will receive here at the First National Bank of Hico. With very competitive rates and an in-bank mortgage department, financing your new home construction, newly built home or refinancing your existing home is only a visit away. Click here for more details.




The First National Bank of Hico offers real estate loans for the following categories:  construction, purchase or refinance a home, home equity, and commercial or agriculture purpose loans.  The First National Bank of Hico offers 3 or 5 year balloon loans amortized over 15, 20, or 30 years.  The interest rate will be adjusted at the end of the balloon term.


The First National Bank of Hico offers mortgage loans through a mortgage company, Community Bankers Mortgage, with long term fixed rates and 10, 15, 20, or 30 year amortizations.  Community Bankers Mortgage offers a wide variety of product options to meet your unique home buying needs.


Contact us to answer questions you may have about any of our home loan products.



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